Imagine for a second you could take out life cover on anyone’s life (your neighbour, your best mate and perhaps even an old flame). Death is a certainty, and you almost always pay less in life insurance premiums, over the term of the policy, than the ultimate pay-out at the end. It would be a […]
Brendan Els
Why It Makes Little Sense To Keep Chopping & Changing Your Life Cover
We are all price sensitive, especially when it comes to insurance. “Get a quote from us & save!” “Compare and save on your premiums!” “If we can’t beat your premium, we will pay you!” – this is just some of the marketing hype we all get bombarded with if we turn on our radios or […]
9 Things You Need To Know About A Will
Some people foolishly think that they can tell their parents, spouse or even a friend that they will inherit their possessions if they die. However, if you die without a Will or “intestate”, there are a set of rules that a court will apply. Dying without a Will is a messy business! It has major […]
Should You Speak To A Broker Or Go Direct?
In the last 20 years, more and more direct insurers have flooded into the market, to grab a share of the lucrative “policy pie” (just call in and take your insurance out over the phone). Up until that point, your insurance broker was your only real point of call. If you wanted to take out […]
What Can I Do To Reduce The Cost Of My Life Insurance?
Ever wondered why life insurance companies ask so many questions? A life insurance application can be more daunting than a job interview (there are certainly more personal questions, that’s for sure). The truth is that there are a number of factors that life insurers use in determining how much you pay for your life cover. […]