We get all the money! Just kidding. Deciding on exactly what happens to your life cover proceeds when you pass on is a big decision. The reason you take out life cover in the first place is so that when you pass on, someone stands to benefit. Making a silly error could have dire consequences […]
Brendan Els
The Single Biggest Reason Why Your Life Insurance Claim Could Be Rejected
Are you sitting on the fence about taking out life cover? Worried perhaps that the insurer is going to find every reason, under the sun, to not pay out? There’s always that one nightmarish story floating around the office watercooler, isn’t there: “Did you know that Thandi’s husband passed away and the life insurance company […]
An Estimated 1,468 278 Crimes Were Committed Against SA Households In 2016/2017
We are all fiercely proud South Africans, who at a drop of a hat would happily arm ourselves with a plastic Vuvuzela and some zinc rainbow nation face paint. However, that statistic leaves a lot to be desired, doesn’t it? Sure, we are a young democracy, still going through some growing pains, but crime in […]
Are You 100% Sure Your Employer Will Pick Up The Bills If You Are Involved In A Serious Road Accident?
Imagine getting up every morning and putting your life in the hands of a stranger? That’s exactly what millions of South Africans do every morning of their lives. If you don’t have your own transport, clocking in at work means early starts, treacherous road conditions and nerves of steel, as thousands of taxis and busses […]
The One Question That’s Holding You Back From Taking Out A Disability Cover Policy Today
If you have life cover in place (but skipped past disability cover), it’s probably because you have an unanswered question: When exactly does disability cover pay-out? Taking out life insurance is easy enough, once you’ve made up your mind that you need it. You die, and the insurer pays out. It’s straightforward and uncomplicated because […]
The “Not So Obvious” Reasons Why You Shouldn’t Delay Your Life Cover Decision
You know you need it, you don’t always want to pay for it, but without it, your family’s future could be up in the air. So why do you need life insurance? The simple answer is to settle debt. Besides this though, there are also other less obvious reasons why you need to cover yourself […]
If Your Wallet Is Skint And Your Health Is Unfavourable, There Is A Life Cover Option For You
We all get up every morning and put in an honest work shift, just so we can take home a pay-cheque at the end of the month. Since the industrial revolution, clocking in and out of our jobs, from Monday to Friday, has been how we afford all the stuff our heart desires. The only […]
Don’t Be The Guy Who Let Someone Else “Blow-Out” Their Credit Card, Just To Pick Up Your Funeral Tab
You know how the story goes, right? A family member suddenly passes away, nobody has any spare money, so all eyes are on you now for the grand send-off! It’s uncomfortable, right? Suddenly you need to scratch around to find the bucks, whilst trying to conceal your bitter resentment that nobody had the foresight to […]
Salary Protection Premiums Aren’t A Tax Write-Off Anymore, But That Doesn’t Mean You Don’t Need The Cover
The number is 3 or maybe 4. That’s how many missed pay cheques it would take to sink most South African households. It’s a very sobering thought, isn’t it? If you found yourself in a situation, where you couldn’t earn a living anymore (because of an accident or illness), it could very easily spell bankruptcy. […]
Why Don’t I Get A Single Cent Out When I Cancel My Life Cover?
Life insurance sometimes feels a grudge purchase because we personally don’t stand to benefit from it. The idea of having to pay thousands of Rands towards something you can’t see, smell or even taste, can leave us feeling a little resentful at times (especially when money is tight). The icing on the ill-feeling cake is […]