If we gave you the choice between a single R100 000 lump sum pay-out today, or a recurring cheque worth R10 000, that cleared in your bank account every month for the next 30-years, which option would you choose? No need to reach for the financial calculator to work this one out. · […]
Brendan Els
30 Money-Saving Tips For South Africans
Let’s have a closer look at money-saving tips that could free up some much-needed cash in your budget. Plan your meals so you save on your monthly grocery bill and be ruthless about wastage. Cancel those gym memberships unless you are seriously committed to getting to the gym regularly. Now that you have your eye […]
Why The Path To Innovation Starts At The Coal Face Of Our Business
To be involved at the “coal face” means being directly engaged in the day-to-day operations of a business, rather than in a hands-off, managerial position. And just like coal miners sport a dust mask of grime and grit, as evidence of an honest shift somewhere deep beneath our feet, the millions of South Africans who […]
How To Budget As A Couple
The word “couple” is defined in the dictionary as – two people, or things of the same sort, considered together. Now you might be in a relationship and consider yourself “together”, but are you on the same page about everything? Probably not. Money is often one of the things in respect of which couples are […]
The Importance Of Having A Last Will and Testament In Place
The day you pass on, there is only one legal document that can talk for you when you no longer can. Your Last Will & Testament is that mouthpiece. If you are like the rest of us, and you’ve spent a lifetime working to pay for things, the day you pass away you’ll want to […]
3 Questions You Should Ask Yourself Every 10 Years
Put up your hand if you find yourself doing a tiny bit of soul searching once in a while? Like it or not, our subconscious picks a few do-overs and do-betters and locks it in for us. That’s cool because mid-year is a great time to make a few changes in your life. What isn’t […]
Make Sure Your “Big Day” Doesn’t Leave A Big Dent In Your Personal Finances!
The day you get married must be right up there with some of the most memorable days in your life. Perhaps the birth of your children could pip your wedding day at the post (but only just, and certainly not on the fun factor metre). It’s a truly joyous occasion, but somehow there’s always the […]
Who Should You Nominate As Your Executor & How Much Can They Charge To Wind Up Your Estate?
When you pass away someone needs to pay off all your outstanding debts, square off any tax owing to the Government, as well as distribute your assets in accordance with your Will. An executor is basically anyone who winds up your Estate in line with the wishes of your Will. Who should you nominate as […]
Here’s One Way To Get Your Marriage Off To a Good Start
Whether you’re recently engaged, planning on tying the knot soon, or hoping to find a partner you can spend the rest of your days with, here are a few pointers when it comes to marriage and money. Get on the same page as soon as possible. A recent survey in the UK cited money worries […]
Why You Need Critical Illness Cover, Even Though You Belong To A “Super-Duper” Medical Aid Plan
Private healthcare in South Africa doesn’t come cheap! Most households that can afford to belong to a medical aid scheme spend a few thousand bucks a month for the reassurance that if they get sick, they can afford the best treatment possible. But is it enough? Your dentistry benefits might be top-notch, you might have […]